Borrow Against
Your Stocks
BROKER / Peer to Peer Lending
Lock tokenized stock as collateral and borrow ETH or USDG in seconds. Or lend your own and set the rate.
Keep the shares. Take the cash.
Keep your position
Live market prices
Repay whenever
“Selling a position to raise cash
should be the last resort, not the first.”
Broker
Peer to peer, no middleman
An order book for credit, not shares.
Set the rate, the term and the collateral.
An order book for credit,
the term and the collateral.
not shares. Set the rate,
Collateral You Already Own
Borrow Without Selling.
Your stock moves into escrow, the loan lands in your balance, and the lender is repaid with interest. You never sell, and your shares come back the moment you repay.
Three Steps, Start to Finish.
Deposit the stock you hold, borrow ETH or USDG against it, then repay to unlock it. Every step runs from your own wallet, and every balance shows in your portfolio.
Lenders Earn on Idle Funds.
Post ETH or USDG at a rate you choose and accept only the stocks you trust. Interest accrues by the second, and if a loan goes bad the collateral is yours.
Built for Both Sides
Deposit. Borrow. Repay.
Borrowers get liquidity against positions they want to keep. Lenders get a fixed rate on funds that would otherwise sit still. Both sides see the same terms before anything happens, and either can pass on an offer that does not suit them.
Priced off the live market.
Collateral is valued from a live quote for each tokenized stock, and ETH from the spot market. When a quote goes stale or a ticker halts, new loans against it pause and nothing is liquidated on an old price.
How It Works
Collateral
Lock any tokenized stock a lender accepts. It moves into escrow for the term of the loan and is released to you in full when you repay.
The Result
Cash in hand without selling, and your stock is released the moment the loan is repaid.
Borrowing
Pick an offer, choose how much to borrow and how much stock to lock. The loan is credited instantly, and you can repay early at any time, paying interest only for the time you held it.
The Result
Liquidity in seconds, against a position you keep.
Lending
Post ETH or USDG with your own rate, term and LTV limits, and choose exactly which stocks you accept. Funds stay in escrow until someone borrows, and you can cancel whatever has not been taken.
The Result
A fixed rate on idle funds, on terms you set.
Settlement
Every loan ends one of two ways, and both settle on their own.
Repay and your collateral is released. Pass the liquidation level on a live price, or let the term end unpaid, and the collateral goes to the lender. Balances move in one step either way.
Under the Hood
Borrow against it.
Choose an offer that accepts your stock and borrow up to the lender's max LTV. ETH or USDG lands in your balance straight away, and your stock stays in escrow for the term.
It starts with a deposit.
Send tokenized stock, ETH or USDG from your own wallet to the Broker treasury. It is credited after two confirmations on Robinhood Chain, ready to lend, borrow against or withdraw.
Repay to unlock.
Pay back the principal and the interest built up so far, whenever you like. Your collateral is released to your balance in the same step, ready to withdraw or borrow against again.
Deposit
01
Borrow
02
Repay
03
What to Watch
Borrowing at the very top of your LTV
A small move against you and the loan is liquidated.
Ignoring the liquidation level
Every offer sets its own. Read it before you borrow.
Letting the term run out
An unpaid loan is liquidated when its term ends, whatever the price is doing.
Weekend and holiday gaps
Stock quotes stop out of hours, so new loans pause until the market reopens.
Skipping the collateral list
You choose which stocks you accept and the LTV for each one.
One LTV for every stock
A blue chip and a micro cap should not carry the same limit.
Treating it like a margin account
Your terms come from another user, not from a broker's risk desk.
Forgetting that interest accrues
Interest builds by the second from the moment the loan opens.
Lending against a thin ticker
A token that barely trades is hard to value and harder to sell.
Posting your whole balance
Escrowed funds stay locked until the offer is taken or cancelled.
Treating it like a margin account
Your terms come from another user, not from a broker's risk desk.
Forgetting that interest accrues
Interest builds by the second from the moment the loan opens.
Lending against a thin ticker
A token that barely trades is hard to value and harder to sell.
Posting your whole balance
Escrowed funds stay locked until the offer is taken or cancelled.
Skipping the collateral list
You choose which stocks you accept and the LTV for each one.
One LTV for every stock
A blue chip and a micro cap should not carry the same limit.
Weekend and holiday gaps
Stock quotes stop out of hours, so new loans pause until the market reopens.
Letting the term run out
An unpaid loan is liquidated when its term ends, whatever the price is doing.
Ignoring the liquidation level
Every offer sets its own. Read it before you borrow.
Borrowing at the very top of your LTV
A small move against you and the loan is liquidated.
